The thought of early retirement is very alluring, especially when retirement is so close you can easily envision it. But early retirement is not unlike the Song of the Sirens. It can pull you into the rocks or sail you through a shortcut to happiness that you likely richly deserve after a life spent working hard.

The end of the year is a natural checkpoint for both individuals and small business owners. It’s when financial records should get reviewed, budgets get tightened, and people start thinking about how to position themselves for the year ahead.

The rising cost of college has become one of the most pressing financial challenges for families. Parents want to give their kids the best opportunities, yet tuition bills can rival a mortgage. Even students who work part-time or earn scholarships often come up short. Covering tuition isn’t about finding one magic solution.

A blog was posted by my website a few days ago - listing a "step-by-step" Guide to Legally Setting up a new business... however, it didn't mention that the #1 step -> is the need for you to use LEGAL COUNSEL in addition to your CPA.

A good credit score can open doors to better interest rates, easier loan approvals, and even lower insurance premiums. On the flip side, a weak score can hold people back financially, making everyday decisions like buying a car or refinancing a home more difficult. Many clients know they should aim higher, but the question is how.

Starting a new business can feel like trying to learn a new language while juggling. It’s exciting—but also full of legal, financial, and regulatory steps that most first-time entrepreneurs don't expect.

Sudden financial windfalls don’t just change your bank balance—they can shift your entire outlook. Whether the money comes from an inheritance, a legal settlement, the sale of an asset, or a lucky day at the lottery office, the excitement can quickly be accompanied by uncertainty. What should you do first? Who do you call?

Just a quick note - for some reason, the IRS has changed the mailing address for quarterly estimate payments. 

Managing money well isn’t just about what you do right—it’s also about avoiding the wrong moves. Whether you're running a business or trying to get a better handle on your personal finances, it’s surprisingly easy to fall into habits that quietly chip away at your financial health.

Writing a business plan is more than checking a box before meeting with a lender—it’s your chance to prove you understand your business from every angle. Lenders don’t simply want to hear your enthusiasm.